So first of all we create a new canvas in our background colour of choice. I chose white.
Then we choose our font of choice (I chose to use Lobster again). Write your text using the colour #c7b290.

Then navigate to Layer>Layer Style>Drop Shadow.
Set it to the settings below.

Press OK.
Navigate to Layer>Layer Style>Inner Shadow and use the settings shown below.

Press OK.
Then lastly navigate to Layer>Layer Style>Bevel and Emboss and use the settings shown in the image below.

Press OK.
It will leave you with a beautiful 3D gold effect text like I have here.

It really is really simple but such a lovely touch. Try it out and let me know what you think.
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